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Tariff Tough-Talk White Paper

This follows our most recent message on the impact of tariff tough-talk to market volatility. If you are interested in a little more detail on what is at stake and a potential range of outcomes, JP Morgan Asset Management has authored a white paper that might hit the spot. White Paper: Tariff Talk by JP […]


Trade Tensions and the Stock Market

Trade tensions have interrupted an unusually calm year in U.S. stocks. In May, the S&P 500 Index fell from an April 30 record high as the United States and China failed to reach a trade deal and escalated tariff tensions. The United States also proposed new tariffs on Mexico, further complicating the outlook for trade. […]


The Most Anxious Generation Goes to Work

New college graduates report higher levels of anxiety. How managers can help them steer past fear and improve work performance—and how young workers can work to calm their anxiety and be more effective. Note from Cornerstone: Over the last 15 years there has been a noticeable uptick in client conversations about the anxiety their children […]


Key Person Insurance

A way for businesses – especially niche businesses – to address a major risk. Who are the people most crucial to your business? Have you taken steps to insure them? At every company, there are certain people who are essential to day-to-day operations. If they die, the business may face an operational or financial crisis. […]


Four Consecutive Months of Growth

If it seems like the financial markets have been off to an unusually strong start to the year—you are correct. The S&P 500 Index has risen for four consecutive months, resulting in the strongest start to a year in more than 30 years! To be fair, the early gains included recovery from oversold market conditions […]


Do Your Investments Match Your Risk Tolerance?

When was the last time you looked at the content of your portfolio? From time to time, it is a good idea to review how your portfolio assets are allocated – how they are divided among asset classes. At the inception of your investment strategy, your target asset allocations reflect your tolerance for risk. Over […]


April Showers, May Flower and The Economy

April brings showers, baseball, and historically, the best month of the year for the S&P 500 Index (for the last 20 years). On top of that, the S&P 500 had its best first quarter since 1998, and in March we celebrated the 10-year anniversary of the current bull market. Although the U.S. economy hit a […]

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Real Estate Investments Course Starts June 3, 2019 at UC Berkeley Extension, San Francisco Campus

Please forward this to anyone you feel may be interested. The next Real Estate Investments for Financial Planners and Investors course starts soon. This class will serve as an important foundation for making buy, sell, and hold real estate investment decisions. The coursework includes An introduction to real estate investment basics The Real Estate Cash […]

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Time to panic and sell bonds? Not so fast.

The article below include comments from thought-leader Bob Veres on the question we get occasionally on interest rates, the “inverted yield curve,” and the potential performance of bonds. Please reach out to us if you have any questions. Rich Arzaga, CFP® There’s almost zero chance that you missed the alarmist headlines on Friday about the […]

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Workshop: Five Ways to Mitigate Taxes on Highly Appreciated Real Estate Investments

You are invited to what should be an interesting panel discussion on five strategies that help mitigate or defer taxes on highly appreciated real estate investments. While the 1031 exchange is known by many, it will represent only one of the five strategies that will be discussed by the panel. I do not know of […]