Key Person Insurance
A way for businesses – especially niche businesses – to address a major risk. Who are the people most crucial to your business? Have you taken steps to insure them? At every company, there are certain people who are essential to day-to-day operations. If they die, the business may face an operational or financial crisis. […]
A Good Problem: How to Handle a Financial Windfall
What do you do with sudden money? Provided by Cornerstone Wealth Management Imagine getting rich, quick. Liberating? Yes of course. Frustrating and challenging? Most likely. Sudden money can help you resolve retirement saving or college funding goals, and set the stage for your financial independence. On the downside, you’ll pay higher taxes, attract more attention, […]
Your Business Success is about Cash Flow Management
Strong income is only part of the picture By Cornerstone Wealth Management Cash Flow is King The backbone of long term success for business owners is cash flow. Cash flow is defined as the difference between revenue and operating expenses. If over a long period of time business expenses are higher than revenue, the business […]
Is Your Company’s 401(k) Plan as Good as It Could Be?
Two recent court rulings may make you want to double-check. How often do retirement plan sponsors check up on 401(k)s? Not as often as they should, perhaps. Employers should be especially vigilant these days. Every plan sponsor should know about two recent court rulings. One came from the Supreme Court in 2015; another, from the […]
Real Estate Investments Course Starts September 17, 2018 at UC Berkeley Extension, San Francisco Campus
The next Real Estate Investments for Financial Planners and Investors course starts Monday September 17th at the San Francisco UC Berkeley Extension campus. This class will serve as an important foundation for making buy, sell, and hold real estate investment decisions. The coursework includes An introduction to real estate investment basics The Real Estate Cash […]
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Life Insurance Explained
A quick look at the different types of policies. When it comes to life insurance, there are many choices. Whole life. Variable universal life. Term. What do these descriptions really mean? All life insurance policies have two things in common. They guarantee to pay a death benefit to a designated beneficiary after a policyholder dies […]
Key Person Insurance
A way for businesses – especially niche businesses – to address a major risk. Who are the people most crucial to your business? Have you taken steps to insure them? At every company, there are certain people whose absence would cause day-to-day operations to grind to a halt. If they die or become disabled, the […]
Midyear Outlook 2018
The recently released LPL Research Midyear Outlook 2018: The Plot Thickens is filled with investment insights and market guidance to take us through the rest of the year. So far this year, the return of the business cycle has brought the fiscal policy changes that were expected to propel economic activity and the financial markets […]
Choosing a Financial Professional
There’s nothing like doing your homework and being selective. When we buy a car or a house, consider a school for our children, or plan our next vacation, what kind of approach do we take? For one thing, we take our time. We shop around and consider our choices. Yet when it comes to selecting […]
