Among the different retirement planning matters, Healthcare is one where most people feel less confident. The task of navigating pre-Medicare private insurance, Medicare, and the unsettled state of Healthcare in this country contribute to this uncertainty.
Although Cornerstone does not sell healthcare insurance, we recommend professionals who have helped our clients or work with your existing broker.
Healthcare planning is not generally a one-time event. As insurance and Medicare evolve, we will be here to review how these changes impact your plan.
Surprisingly, healthcare planning is not a service offered by many financial advisors. Families of those advisors will need healthcare planning assistance from elsewhere, which increases the chance for coordination gaps in their plan.
At Cornerstone, healthcare planning is an essential part of our client’s overall financial plan. As retirement healthcare best practices change over time, we will have these discussions with our clients.