Everyone’s risk profile is different. There is nothing wrong with being a conservative investor, an aggressive investor, or for most, somewhere in the middle.
An improper investment allocation is common with many people we meet for the first time. The consequences of not catching or addressing this can be critical. Having more than needed in cash or too much in stocks can undermine your retirement goals.
Most advisors or online brokers use a single took to measure risk-reward. Some don’t use any.
First, we use a patented tool that identifies a unique risk number for each investor. Because couples will often have different risk numbers, understanding each investor rather than selecting one or the other to use in planning results in a better investor experience.
This risk number survey will take less than ten minutes to complete.
After we get the results, we will discuss how that risk number lines up with your assessment of the outcome, retirement performance requirements, and your capacity to manage the emotional highs and lows of investing.
As circumstances change, we will revisit your risk-reward style to ensure that your risk number and investment allocation are in alignment.
To learn more about your risk number, take advantage of our Free Analysis offer.
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